WHAT DOES BANAMEX USA DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• account balances and employment information
• credit history and transaction history

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Banamex USA chooses to share; and whether you can limit this sharing.

To limit our sharing

• Mail the form below

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us any time to limit our sharing.
?

Call toll free 1-800-222-1234 from the U.S. / 01-800-111-1234 from Mexico

Who is Providing this notice?

This notice is provided by Banamex USA

How does Banamex USA protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Banamex USA collect my personal information?

We collect your personal information, for example, when you

• provide account information or give us your contact information
• provide employment information or apply for a loan
• give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your
• creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include companies with a Citiiname, financial companies such as Citibank (South Dakota), N.A., Citibank N.A., Citi Global Markets Realty Inc., and Banco Nacional de Mexico, S.A.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Nonaffiliates we share with can include companies engaged in direct marketing and the selling of consumer products and services.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products and services to you.

Other Important Information

For Vermont Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization.

For California Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account.

You can download or view a PDF copy of our Privacy Notice by clicking on the link below.

Privacy Notice

Internet Privacy

We want you to understand what personally identifiable information ("personal information") is collected through this web site and how it may later be disclosed.

You can visit this site and find out about our products and services, or use other value-added services without giving us any information about yourself.

If you are a customer, details about the information we collect and how it may be disclosed is contained in Our Privacy Notice, which includes additional information regarding your Privacy Choices.

In order to provide better service, we may use "cookies" which may be set by another company for us. A cookie is a small piece of information that a Web site stores on your Web browser that can later be retrieved and read only by the same site. We use cookies for administrative purposes and to enhance your online experience. For example, we may use cookies to track the number of visitors to our site or to enable us to present rotating information to you at our site. You can set up your Web browser to inform you when cookies are set or to prevent cookies from being set.

From time to time, we may change this Internet Privacy Policy. The effective date of this policy, as stated below, indicates the last time this policy was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the policy.

Review and request changes to Information.

Information that customers provide to Banamex USA can be accessed at this web site and changed. To protect your privacy, you will need to log on with a valid user id and password.

INFORMATION ABOUT COOKIES

Cookies

A cookie is a piece of information which a web server may place on your computer when you visit a web site. Cookies are commonly used by web sites to improve the user experience and have not been known to transmit computer viruses or otherwise harm your computer. Many cookies last only through a single session, or visit. Others may have an expiration date, or may remain on your computer until you delete them.

How We Use Cookies

We use cookies for a number of purposes - for example, to maintain continuity during a user session, to gather data about the usage of our web site for research and other purposes, to store your preferences for certain kinds of information and marketing offers, or to store a username or encrypted customer identification number so that you do not have to provide this information every time you return to our site.

Our cookies will track only your activity relating to our online promotions, which may be located at our web site or the web sites of others, and your online activity on our web site. They will not track your other internet activity. Cookies set by us cannot be read by and are not shared with any non-Citigroup web site, although we may share some of the cookie information we gather with other Citigroup companies. Our cookies typically do not gather personally identifiable information.

Cookie Filters

You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. However, if you choose to reject cookies, you may not be able to use certain of our online services or web site features.

Cookies of Other Companies

We occasionally use other companies to set cookies on our web sites and gather cookie information for us. In some cases we will also use another company to operate web servers for our sites. We use the cookie information gathered by these companies in the same manner as stated in the previous section. The companies we use may not use these cookies for their own internal purposes or share the information gathered with anyone other than Banamex USA, in accordance with the terms of the contracts they have signed with us.

General Website Practices

In addition to the information we collect from cookies, we also obtain information that you provide to us online - for example, when you are doing your online banking with us, when you submit an application or otherwise communicate with us. In some cases, we retain both the cookie information and/or the information you provide to us online - for example, to complete a transaction you requested or to keep historical records of your past transactions.

Information sharing practices with affiliates and outside companies are governed by the Privacy Notice of the Citigroup entity which maintains your account.