Company Profile

Banamex USA provides full banking services for companies and individuals that do business in Mexico and the United States.

For corporate and individual customers alike, Banamex USA is the gateway to and from the Mexican financial markets.

Deposit Insurance

Deposits are insured to the regulatory limits by the Federal Deposit Insurance Corporation (FDIC).

Corporate Banking

Products and services for companies that conduct business in the U.S. and Mexico:

  • Working Capital Loans
  • Import / Export Lines of Credit
  • Accounts Receivable and Inventory Financing
  • Commercial and Stand-by Letters of Credit
  • Electronic Funds Transfer
  • Deposit and Investment Accounts

"Investment accounts and products are offered through our affiliate, Citigroup Global Markets Inc." and are not insured by the FDIC, are not a deposit or other obligation of, and are not guaranteed by, Banamex USA. Investment products are subject to investment risks, including possible loss of principal.

Banking for Individuals

Services for Individuals:

  • Checking, Savings, and Money Market Accounts
  • Time Deposit Accounts
  • Electronic Funds Transfer, including ATM cards
  • VISA or MasterCard Credit Cards

Deposit Account Agreement

You can download or view a PDF copy of our Deposit Account Agreement by clicking on the link below.

Deposit Account Agreement

Deposit Account Agreement (Effective September 1, 2015)

Funds Transfer Agreement

Banamex USA requires customers to submit a signed legal agreement governing outgoing domestic and international wires by means other than Banamex USA's online Cash Management and/or Bank@net systems (e.g., phone, fax, email). You can download or view a PDF copy of our Funds Transfer Agreement by clicking on the link below.

Funds Transfer Agreement for Customers

Funds Transfer Agreement for Business

Schedule of Accounts and Fees

You can download or view a PDF copy of our account accounts and fees by clicking on the link below.

Credit Cards

We offer unsecured and secured MasterCard and Visa credit cards for customers in the United States and Mexico. Our customers have access to the following benefits:

  • Travel insurance with ample coverage*
  • Zero liability for unauthorized purchases
  • Access to credit card activity through Bank@net
  • Free additional credit cards for family members
  • Generous credit lines
  • *Additional terms and conditions apply.

In the United States we offer:

  • Credit cards for prospects with established credit history as well as those who want to build their credit

In Mexico we offer:

  • U.S. dollar international credit cards designed for international travel
  • Access to an exclusive and flexible Miles** rewards program
  • Immediate access to our Loan Advance service --customers can deposit up to 50% of their credit line to their Banamex USA checking account
  • Annual Summary Statement
  • Special program to make purchases at a selection of U.S. online retailers

Credit Card Agreements

You can download or view a PDF copy of our credit card agreements by clicking on the links below.

For U.S. customers:

Credit Card Agreement

For International customers

Citi and California Commerce International Platinum. Gold, Classic and Secured for Mexico Residents

California Commerce Elite for Mexico Residents

* See the Terms and Conditions of the Program for detailed information.


Home Page